Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Debunking 5 Medigap Misconceptions
Posted: September 21, 2023
Debunking 5 Medigap MisconceptionsAs the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...
The Importance of Adapting Your Insurance to Your Business Growth
Posted: September 19, 2023
The Importance of Adapting Your Insurance to Your Business GrowthWatching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...
How to Ensure Your Home is Prepared to Weather Any Storm
Posted: September 16, 2023
How to Ensure Your Home is Prepared to Weather Any StormAlthough summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean your gutters to direct water away from your home and...
Everything You Need to Know about Medicare Open Enrollment in 2023
Posted: September 6, 2023
Everything You Need to Know about Medicare Open Enrollment in 2023For those eligible for Medicare, Open Enrollment is the time to reconsider your options, select a plan, or make other adjustments to your healthcare coverage. The following are answers to key questions about Medicare Open Enrollment. What Is Medicare? Medicare is a federal fee-for-service health insurance program in two parts – hospital insurance (Part A) and medical insurance (Part B). For your medical coverage, you...
Here’s Why You Should Always Sleep with the Door Closed
Posted: September 6, 2023
Here’s Why You Should Always Sleep with the Door ClosedHow much time do you have to escape a fire?Forty years ago, the average time people had to escape a fire safely was 17 minutes. Today’s homes only allow for three minutes or less to evacuate. Why? Modern synthetic construction materials, home furnishings and contemporary layouts allow fire to spread and become toxic much faster than in the past. (Test your knowledge of fire safety facts...
